Fast Elevation Certificates
What Is an Elevation Certificate?
An elevation certificate is an official document that shows your building’s elevation relative to the Base Flood Elevation (BFE) in your area. This certificate determines your flood insurance rates and is required by lenders for properties in flood zones throughout Hudson County, including waterfront areas in Jersey City, Hoboken, Weehawken, and Bayonne.
Hudson Survey Company provides professionally prepared elevation certificates certified by licensed land surveyors and accepted by all insurance companies and lenders.
Lower Flood Insurance Premiums: Many properties in New Jersey, particularly near the Hackensack River, Hudson River waterfront, and Passaic River, are in flood zones. If your home in Hoboken, Jersey City, Wallington or other waterfront communities is elevated above the Base Flood Elevation, you may qualify for significantly reduced flood insurance rates. An elevation certificate provides the documented proof that insurance companies need to calculate accurate premiums.
Purchasing an elevation certificate is not a guarantee to lower insurance rates.
Mortgage and Refinancing Requirements: Lenders throughout Hudson County require elevation certificates for properties in flood zones before approving or closing mortgage loans. If you’re purchasing a home in Weehawken’s waterfront or refinancing a property in Jersey City, your lender may request a current elevation certificate.
Fast Closings: Real estate transactions in Hudson County move quickly. Having an elevation certificate delivered within 10 business days ensures your closing stays on schedule. We’ve helped countless buyers and sellers throughout Hudson County complete transactions without delay.
New Construction Compliance: Builders working on new construction in flood zones throughout Hudson County need elevation certificates to document compliance with local flood ordinances and building code.
Call (201)707-3227 or Request a Quote online for your elevation certificate in New Jersey.